Healthy Lifestyle Trends, Cermati Protect Offers Smart Solutions to Face Rising Medical Costs

Cermati Protect is committed to continuing to provide protection solutions that are relevant, easy to access, and focused on the needs of each individual and family. In order to make it easier for people to take their first steps in completing their own protection, Cermati Protect is presenting a special program earlier this year.

A wave of healthy lifestyles is sweeping big cities in Indonesia. Current sports phenomena, starting from nice runtennis, padel, and even pilates, have now become an inseparable part of the routine of productive people. Equally important, awareness of maintaining physical fitness also needs to be accompanied by financial readiness to face health risks.

Data from the Central Statistics Agency (BPS) as of October 2025 recorded that inflation in the health sector reached 2.11% (year on year). These figures are a warning signal that the costs of medical care, drugs and hospital services continue to climb, often faster than average incomes.

In the midst of this situation, Cermati Protect sees a gap in urgency, people are increasingly diligent in investing in preventive health by engaging in regular sports activities, while being susceptible to curative costs Expensive (treatment costs) still remain high.

Juanri, VP of Insurance Cermati Protecthighlighting this healthy lifestyle phenomenon as a dual challenge for modern society of health risks and financial risks. “We observe an interesting trend, more and more people are investing in physical activity and healthy lifestyles, but health risks do not just disappear, and the financial consequences of sudden illness still have to be anticipated. At Cermati Protect, we want to fill this gap. Health insurance is not just a financial product, but an enabler that ensures their enthusiasm for healthy living remains intact, even when medical risks arise suddenly. Our mission is simple, making health protection as easy as booking a sports field. Fast, transparent and affordable,” explained Juanri.

The increase in medical costs is influenced by annual inflation, the need for medical technology, and the complexity of health services. Without adequate insurance protection, financial risks from illness can disrupt long-term financial plans.

Access More Inclusive Protection

As part of the Cermati Fintech Group fintech ecosystem, Cermati Protect is committed to providing more equitable access to insurance. Through an integrated digital platform, users can compare and choose health insurance products, both outpatient and inpatient, from various trusted insurance partners in Indonesia in a transparent manner.

Health Insurance Promo from Cermati Protect

Cermati Protect is committed to continuing to provide protection solutions that are relevant, easy to access, and focused on the needs of each individual and family. In order to make it easier for people to take their first steps in completing their own protection, Cermati Protect is presenting a special program earlier this year. Users can use the promo code PESTAKES15 to enjoy a 15% discount valid for all health insurance products. Promo is valid for all payment methods for a limited period, namely January 1-31 2026. Further information can be accessed at .

Cermati Protect also provides various other types of protection such as Shipping and Logistics Insurance, Insurance for purchases on various sites electronic commerceDomestic and International Travel Insurance, Employee Health Insurance, Motor Vehicle Insurance, Liability Insurance, and others. Get to know more about Cermati Protect products via protect.cermati.com and download the Cermati application for various other protection services.

About Careful

Cermati Protect operated in 2013 under the auspices of the company PT Solusi Solusi Proteksi (FSP) and in 2025 officially changed its company name to PT Cermati Broker Insurance (CPPA), without changing the brand name of its insurance brokerage service. We are an insurance broker company that is committed to helping consumers meet their insurance needs and has an extensive network of dozens of leading insurance partners in Indonesia. We have been licensed by the Financial Services Authority (OJK) and have been members of APPARINDO (Association of Indonesian Insurance and Reinsurance Broker Companies) since 2014. Cermati Protect is ready to provide the best insurance brokerage services in accordance with the company motto, namely “Smart Solution Protection”.